Can an applicant with no income at the time of filing still make Wasiyyat? If so, what Chanda applies?

If the applicant is a student, they will pay Hissa Amad on whatever pocket money they receive each month. Stipends are exempt from Chanda.

If the applicant is not a student and has no independent source of income (for example, a non-earning homemaker), they should fix a sum based on their standard of living to be treated as their pocket money, and pay Chanda Hissa Amad accordingly.

The minimum standard of income (also known as "pocket money" for non-earning members, including homemakers) fixed by Markaz for the USA Jama'at is $250 per month. Based on this income, the payable Chanda Hissa Amad at the Wasiyyat rate of 1/10 is $25 per month. This rule does not apply to students.