How is Wasiyyat paid on investments such as stocks, ETFs, and other business investments?

If a Musi pays Hissa Amad on their income and invests the remaining savings in stocks, ETFs, a business, or any other investment, the invested amount becomes part of their property and is therefore subject to Hissa Jaidad.

A Musi may fulfill the Hissa Jaidad obligation in any of the following ways:

• At the time the initial investment is made
• Based on the market value of the investment at a later date
• When the investment is sold

If Hissa Jaidad has been paid on the investment and Hissa Amad has been paid on the income or profits it generated, the net sale proceeds may be reinvested without incurring Hissa Jaidad again on that same amount.